I heard on the news about a man who spent his life building up three restaurants in New York City, and who could easily lose his business and everything he has because (except for take outs and deliveries) his restaurants have been shut down. Another casualty of the coronavirus pandemic. Sadly, this is not some rare exception. Many, personally, professionally, and economically, stand to lose everything they’ve sacrificed for, and built up, over a lifetime. Rich, middle class, and day